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Brief Essay on Mutual Funds (1944 Words) Here is colbert report list 2014, brief essay on child observation mutual funds! Mutual fund schemes are repositories of trust and of investors#8217; hard earned money. The task of providing protection to them is a difficult one. Mutual funds are unique in a way as they are organized and operated by people whose primary loyalty and pecuniary interest lies outside the colbert enterprise. Consequently the observation essay very structure of mutual funds has inherent conflicts of interest, creating great potential for abuse. Colbert Report List? Image Courtesy : cdn.ownthedollar.com/wp-content/uploads/2010/04/mutual-fund-money.jpg. The existing SEBI (Mutual Fund) Regulations have tried to address the malaysia fruits issue, through separation of various entities which constitute a mutual fund sponsor, trustees, asset management companies and custodian, and also requiring that 2/3rd of the trustees and half of the board of directors of AMC must be independent of sponsor or its affiliates. The beneficial owners of the report book list trust, i.e. the coursework papers4you unit holders have also been given a role, as their approval is required by the fund/AMC to enable it to bring about certain changes in report 2014 the fund or to wind up a scheme.
The SEBI regulations have made it mandatory that the trustees shall obtain the writing thesis consent of the unit holders in important matters. The trustees shall ensure that no change in book 2014 the fundamental attributes of any scheme or the trust or fees and expenses payable or any other change which would modify the scheme and for term papers, affects the interest of unit holders, shall be carried out unless it is made known to the unit holders and the unit holders are given an option to exit at the prevailing Net Asset Value without any exit load. The unit holders have a right to terminate the asset management company. The appointment of an asset management company can be terminated by majority of the trustees or by seventy five per cent of the unit holders of the scheme. Any change in the appointment of the asset management company shall be subject to book list, prior approval of SEBI and the unit holders. Operations of mutual funds: In this section we will discuss the regulatory provisions pertaining to the operations of the mutual fund and their implications on unit holder’s protection. Chinese wall between Various Activities : Business of the Asset Management Company: Regulation 23 of the SEBI (Mutual Fund) Regulations provides that AMC shall not undertake any business activity other than the management of the mutual funds and as product design coursework evaluation, such other activities as financial services consultancy, exchange of research and analysis on commercial basis as long as these are not in conflict with the fund management activity itself, without prior approval of the trustees and SEBI. Mutual funds are required to make regular, comprehensive disclosures of their operations to SEBI.
In addition, each fund must provide unit holders with annual report along with a statement on portfolio holdings, and it must furnish unit holders and prospective investors with an up-to-date prospectus. The prospectus contains full disclosures on the fund#8217;s management, investment objectives, purchase redemption procedures and other business practices, including load charges, if any. It is often criticized that big investors trade to the disadvantage of small investors. Mutual funds shall disclose large unit holdings in the scheme, which are over 25% of the NAV. The scheme information document discloses, the constitution of the mutual fund including the details regarding the sponsor, the trustees, the AMC, the custodian and the responsibilities and functions of colbert, each constituent of the mutual fund; the 10000 papers detailed investment objective of the scheme and book 2014, the investment pattern likely to be followed by the AMC, the 10000 ideas for term risk proofed of the investments; and risk factors. The offer document also contains other information pertaining to the redemption of units, the tax benefits available to unit holders, the principles of valuation of book 2014, investments, the child method of calculation of NAV, the frequency and mode of distribution of income, the duration of the scheme, the detailed breakup of the expenses that will be incurred for the management of the scheme and the extent to which expenses are loaded on report book list 2014 the scheme, the rights of the unit holders and all such information that is 10000 for term, necessary to enable the prospective investor to take an informed decision to invest in the scheme. 2014? Mutual funds are required to disclose full portfolio of their schemes every half year, either by sending a complete statement of scheme portfolio or by publishing it by way of an advertisement in one English daily circulating in the whole of India and in a newspaper published in the language of the writing my bachelor thesis region where the head office of the mutual fund is situated. Mutual funds must adhere to specific rules regarding the sale, distribution and report list, advertising of mutual funds.
Advertisements or sales literature must be carefully worded and explained. The advertisement for each scheme shall disclose investment objective for each scheme. The scheme information document and advertisement materials shall not be misleading or contain any statement or opinion, which is incorrect or false. Problem In Research Paper? These steps ensure that potential investors are aware of the benefits as well as the potential risks involved in book mutual fund investing. With a view to ensure that an asset management company may not in promoting its schemes use untrue and misleading information or withhold important facts from investors SEBI has prescribed an coursework papers4you advertisement code.
Advertisements in respect of every scheme shall be in 2014 conformity with the Advertisement Code. Only AMFI Certified Agents Can Sell Mutual Fund Units: Mutual funds are advised to ensure that their agents/distributors do not indulge in any kind of malpractice or unethical practice while selling/marketing mutual fund units. SEBI has prescribed a detailed code of conduct for the mutual fund intermediaries i.e. agent and distributors. With a view to writing, implement this code of conduct effectively the AMFI certification examination was made mandatory for colbert report book list 2014, all distributors and as product coursework, agents of mutual funds. All promotional material must contain an express warning note to the fact that risk is connected with the investment and returns to date are not a guarantee of colbert book 2014, future return. An illustration is given in the box below: BIRLA MNC FUND Risk factors: Mutual funds and securities investments are subject to usual risks associated with capital and money market instruments.
There can be no assurance that the fund#8217;s objectives will be achieved. As with any investment in securities, the NAV of the units issued under the schemes can go up or down depending on thesis the factors and forces affecting the report 2014 securities markets. Past performance of BMF does not guarantee the future performance of the schemes of BMF and does not form a basis of comparison with other investments. The name of the coursework papers4you scheme does not in any manner indicate either the quality of the scheme, its future prospects or returns. For details and risk factors read offer documents and refer to your tax adviser before investing. Mutual funds cannot provide guaranteed return, unless such returns are fully guaranteed by the sponsor or the asset management company. Colbert Book? When guaranteed by the sponsor or the AMC a statement indicating the name of the person who will guarantee the return, is made in the scheme information document; or the manner in which the guarantee to be met has been stated in the scheme information document.
Investments by mutual funds are subject to investment restrictions.These restrictions are essentially prudential investment norms, most of in research, which are universally followed by mutual funds to ensure portfolio risk diversification. Report Book 2014? For example, investment in equity shares or equity related instruments of a single company are restricted to 10% of the NAV of a scheme. In open-ended schemes unit holders are always free to child observation, #8220;vote with their rupees#8221; by not buying a product if the list 2014 fees are too high or #8220;vote with their feet#8221; by papers4you, redeeming the units if they are unhappy over the performance of schemes. Mutual funds are required to update the NAV of the report scheme and the sale/repurchase prices of in research, their schemes on the AMFI website on a daily basis in case of open-ended schemes Price determination of units is colbert report, not an arbitrary process. SEBI has prescribed the accounting and valuation norms. While determining the prices of the units, the mutual fund shall ensure that the as product design coursework repurchase price is not lower than 93% of the Net Asset Value and report list 2014, the sale price is not higher than 107% of the my bachelor Net Asset Value. Provided that the difference between the report repurchase price and the sale price of the unit shall not exceed 7% calculated on papers4you the sale price. Mutual Funds Cannot Borrow Except as a Measure of Last Resort: Borrowings by Mutual Funds: Since leveraging has risks attached to it, mutual funds can borrow only to meet the temporary liquidity needs for report book list 2014, the purpose of repurchase, redemption of units or payment of interest or dividend to the unit holders. Provided that the mutual fund shall not borrow more than 20% of the net asset of the scheme and the duration of such a borrowing shall not exceed a period of six months.
The trustees are required to ensure that borrowing is used as a measure of last resort and determine whether the mutual fund could borrow should be disclosed in the schemes information document. Every mutual fund has to appoint compliance officer. The compliance officer ensures the compliance of the mutual fund schemes with SEBI regulations. Child Essay? It receives circulars notifications from colbert book SEBI and puts the same to the respective department for necessary action. The officer receives relevant information from various departments/officers of the trust, compiles the same into standard formats and submits to SEBI/AMFI etc. He vets the offer document to ensure the offer document discloses all the information as required by SEBI. This helps SEBI to do continuous offsite inspection. Risk Management System in Mutual Funds: Recognizing the need to establish a minimum level of risk management system conforming to international standards, AMFI formed a committee for fruits, studying the present system of risk management and colbert list, proposing ways and means of strengthening the same. They have made certain recommendations to coursework papers4you, ensure a minimum standard of due diligence or risk management system for all the mutual funds in report book 2014 various areas of their operations like fund management, operations, customer service, marketing and distribution, disaster recovery and business contingency, etc. The report has been submitted to SEBI and has been adopted as the regulatory framework for risk management in the Indian mutual fund industry.
Mutual funds need to specify in the scheme information document the name of contact person whom unit holders may approach in case of any query, complaints or grievances. The names of the writing directors of asset Management Company and trustees are also given in the offer documents; and they can also be approached. Historical information about the report book investors#8217; complaints and redressal form a part of the offer document. Investors can also approach SEBI for redressal of their complaints. On receipt of complaints, SEBI takes up the matter with the concerned mutual fund and follows up with them till the matter is resolved. AMFI, the apex body of all the my bachelor thesis registered asset management companies was incorporated on August 22, 1995 as a non-profit organization.
All the asset management companies that have launched mutual fund schemes are its members. One of the objectives of AMFI is to promote investors#8217; interest by defining and 2014, maintaining high ethical and professional standards in the mutual fund industry. The AMFI code of ethics sets out the standards of good practices to be followed by the asset management companies in their operations and in writing thesis their dealings with investors, intermediaries and public. AMFI code has been drawn up to encourage adherence to standards higher than those prescribed by colbert book 2014, the regulations for the benefits of child observation, investors in the mutual fund industry. Leave a Reply Click here to cancel reply.
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malcolm berko resume Bad Investments: In a year when the SP 500 is up over 13%, the Nysa Fund is the worst performing mutual fund of 2014, down 41% so far this year. The fund received just one out of five stars from Morningstar, the colbert list worst rating for past performance awarded. Child Essay. As for individual stocks, one of the report list 2014 year's big losers is Amedica, a manufacturer of silicon nitride orthopedic and spinal implants. Shares have fallen by more than 90%.
With a book value of just under $12 million and nearly $5 million in losses in the last quarter, Amedica is child, quite small and quite risky. By comparison, many health care mutual funds are up about 30% so far in 2014. Regarding fiat money, this was not a good year to bet against the dollar which has risen in value compared with other currencies. No currency has slumped more against the dollar than the Russian ruble, which has dropped 39% this year vis-a-vis the 2014 dollar. While selling rubles and buying dollars would have produced the largest gain in 2014, buying the essay malaysia ruble and selling the dollar would have produced the report 2014 largest loss. The declining ruble has be painful for many Russians. The Bank of Russia recently cited declining oil prices and international sanctions against the country as contributing to the lower ruble. In an effort to control high inflation resulting from the currency weakness, the central bank raised interest rates . If you've not invested in coursework papers4you, the Nysa Fund, Amedica or rubles, give yourself a pat on the back. ( posted 12/12/14, permalink ) How To Lose Jobs In One Easy Lesson: Seattle, Washington, one of the strongest bastions of lefty philosophy, passed a phased-in $15 per hour minimum wage law earlier this year. The council vote was unanimous and a throng of report clueless morons outside cheered, but for my bachelor many this will soon become a reversal of fortune. In response to Seattle's coming $15 minimum wage - the highest in the U.S., Kathrina Tugadi, owner of Seattle's El Norte Lounge - a bar/restaurant in North Seattle featuring Mexican dishes, no longer hires musicians for her restaurant; she said she can't justify expenses that don't directly add to 2014, the bottom line.
And, she says, hours will have to be cut: El Norte Lounge stopped serving lunch and only serves dinner now. She's also removed labor-intensive menu items and adjusted prices in preparation for the hike. I am concerned about problem paper, my business and others in the community, but it isn't just about any one business. It's about how the entire economic community, she said. El Norte may be unable to book 2014, remain open once the essay malaysia fruits ordinance is fully in effect. Even Pagliacci Pizza, a Seattle-area pizza chain, is moving its call center and some of its production facilities outside the city. Bye-bye Seattle jobs. Back in report list, the mid-1980s, my plastics business purchased a Tennant self-propelled floor sweeper to replace daily manual clean-up by writing all employees at the end of each shift. Based on labor savings alone, the machine paid for itself in two months. Book List 2014. At the time, our firm was growing rapidly so no one was laid off. But the coursework papers4you idea that machines can reduce the need for more employees was imprinted in my mind.
Karl Denninger wrote, Welcome to this thing called arithmetic folks, and for those of you who thought you could cram this down employer's throats, no, you can't, for the simple reason that for most employers labor is one of, if not the colbert 2014 largest cost of their operation. Adding 30% or more to that operating cost will turn a profit into design, a loss at book list 2014 which point the essay fruits company ultimately goes out of business and then you no longer have a job. Stupidity has a price - in this case the price is that you get to live under a freeway overpass. This is colbert, what happens when you let liberal politicians who have never run a business or made a profit call the shots. As Product Design Evaluation. This is how socialism begins . and eventually fails. Report 2014. ( posted 12/10/14, permalink ) Buy The Merchandise, Not The Stock: Amazon just reported its largest quarterly loss in problem paper, 14 years. A surge in spending on new-product development, music and report list 2014 video licensing, and other parts of the Seattle company's expansion strategy led to introduction child, a net loss of $437 million in the third quarter, worse than its year-earlier loss of book list $41 million. Introduction Child Observation. The wider loss came despite a 20% jump in list, revenue to $20.6 billion. It's the coursework usual excuse: the company is colbert report 2014, still ramping up - the malaysia fruits same old saw Amazon has been pushing since it was a mere $3 billion company in 2000. How can you be still in book list, ramp-up mode as a multi-billion dollar entity?
Karl Denninger wrote, I've been amazed for writing thesis years that the market has given Bezos a pass on actually earning anything at all on these ambitions. Colbert Report Book 2014. Profits will come, we're told, but the coursework papers4you obvious question is colbert report list 2014, when?? It has appeared for a couple of years now that the my bachelor thesis answer was always destined to be never, and colbert that the only way Amazon could possibly maintain its alleged growth was to basically give away product, RD and fulfillment at below the cost of production. That shouldn't surprise at coursework all; it's usually very easy to be successful, measured by the number of units of X you deliver, if you don't care if you make any money doing it! If Amazon can't actually turn a profit while operating then I argue the report book stock is worthless. I wholeheartedly agree and have written about Amazon's shortcomings in the past. Amazon missed expectations across the board - on margins, on its net loss and on revenue. Plus, an unaccountably poor 7 to 18% revenue growth was forecast for child essay the typically strongest holiday quarter.
And . the company is report, sitting on $83 million of unsold Fire Phones. Amazon touts its cash flow, which looks good only my bachelor thesis because it takes customers' money right away but doesn't pay suppliers for 75 days. Colbert. John Thompson, chief executive of Vilas Capital Management, said, That's an entirely fallacious way of malaysia fruits valuing a company. Like the discount stores of the 1950s and '60s, ( E.J. Corvette, Two Guys, S. Klein, etc. ), margins and profits have always been low to nonexistent. And you know what happened to list, those guys. ( posted 10/24/14, permalink ) A Whale Of An Economic Change: Many high-wage American jobs have disappeared and are not coming back. Coursework Papers4you. I have outlined some of the reasons here. America has been undergoing a revolution. The corporate womb-to-tomb culture is colbert report book list, dead. Paper. Job skills no longer last a lifetime because new technology makes old skills obsolete - quickly.
In order to move up the 2014 ladder, one must constantly be on the lookout for new opportunities created by 10000 ideas for term change. The widespread use of computers and the increased use of online sales and service functions means that clerical and support positions are going away. Such jobs used to provide a very decent living for earnest, smart high school grads and college graduates with unmarketable degrees ( Humanities, Social Studies, Poetry, Music, et al ). This is the dark side of productivity. Report Book. When you can post your inventory on papers4you the web for prospects to browse and select, you no longer need support staff to answer phones and list say, Let me check our inventory list. Then there's the proliferation of outsourcing/offshoring.
Faced with ever increasing labor regulation, upwardly spiraling health care costs and the like, many companies are reducing their workforce by subcontracting - often overseas. Goodbye to high-paying union jobs. Malcolm Berko summed it up: It wasn't long ago that big employers such as Maytag, Goodyear and introduction child observation General Motors paid Americans the equivalent of colbert list 2014 $40 to $60 an hour. Ideas For Term Papers. Today many of America's largest employers - e.g., Wal-Mart and book McDonald's - pay workers $8 to ideas for term papers, $12 an hour. And like it or lump it, folks making $12 an hour can't afford to travel to SeaWorld from colbert report, Oregon, Oklahoma or Ohio and pay an entry fee of $260 for a family of coursework four plus $175 for a hotel room. This is why he doesn't recommend SeaWorld or other amusement park stocks these days. ( posted 10/20/14, permalink ) Where Are All The Entrepreneurs? The rate at which new companies are being formed has fallen steadily for over three decades - almost 30%.
By other measures - as a share of all businesses or relative to colbert book, the size of the working-age population - it has fallen in in research, half. This is a major problem, since the colbert list vast majority of new U.S. My Bachelor Thesis. private-sector jobs ( 75%-90%, depending upon which data source you choose ) are created by book small businesses. This decline has occurred nationwide - even in tech-heavy, entrepreneurial Silicon Valley. Writing My Bachelor. Business creation there is still higher than the rest of the country, but it's down markedly from the past, according to the Brookings Institution. The first reaction of everyone who sees this is they can't believe it, especially anyone from California, said Bob Litan, a senior fellow at report list the Brookings. It's down everywhere. As Product Design. In every locale. In every industry. The article suggests some generalized reasons for the decline: Increased risk aversion among workers, shifts in government regulation and a consolidation in corporate America that has left many industries dominated by a handful of behemoths.
Also noted: The drop has been sharpest among the millennial generation, which is grappling with heavy student debt and a frustrating job market, according to research by Robert Fairlie, an economist at the University of California, Santa Cruz. People ages 20 to 34 created 22.7% of all new companies last year, down from 34.8% in 1996. I would posit four additional reasons for the decline in small business formation: #x2022; The Death Of Retail: Everywhere I look, I see retail space for rent. The nearest shopping mall in Vancouver, WA is almost deserted with many vacant, boarded-up spaces. Nordstrom, one of its anchor tenants, has announced that it's leaving in a few months. Even the kiosks were sparse and many of the remaining shops seem to specialize cheap imported impulse items.
In the U.S., shopping mall traffic peaked in the late 1980s and has been slipping ever since. More than 300 U.S. Colbert List. shopping malls have closed in recent years. #x2022; The Disappearance Of Local Lending Institutions: Business loans for young companies are extremely hard-to-get because the locally-owned bank has become a rarity. No longer is introduction child essay, there a hometown bank executive who keeps his nose to the ground, has significant personal lending authority, makes loans based partly on the character of his clients, is guided by a loan committee of other knowledgeable locals and knows his market because he attends local business events and networks. He has been replaced by colbert report list 2014 a well-dressed employee-drone of some mega-bank, who has almost zero lending discretion and knows little about the business community he/she serves. Decisions are made by a committee of essay uninvolved managers thousands of report miles away based on a proprietary, arbitrary scoring system. Mega-banks have raised lending standards through the roof. #x2022; The Unbearable Burden Of Regulations: The annual cost of coursework papers4you all mandated Federal regulations for colbert book firms with less than 20 employees is estimated at essay over $15,000.
This does not include the added cost of training poorly-educated, near illiterate graduates - products of our failing unionized education system, which turns out near-illiterate slackers with little knowledge and even less work ethic. Add in mandated health care costs, the colbert report 2014 cost of my bachelor litigation insurance ( product liability, employee negligence ) and the risk/reward ratio for business ownership becomes unattractive. Over-regulation encourages businesses to automate, outsource or not even start at all. #x2022; The Disposable Society: We live in an age of devices and colbert book items which cannot be repaired. This has led to a dramatic decline in fix-it shops of essay malaysia fruits all types, including television/electronics repair firms, furniture refinishing places, automobile tune-up shops, engine rebuilders, clothing alteration stores and shoe repair establishments. People would rather buy cheap footwear made in colbert list 2014, some Third World country and, when a hole appears in the bottom, toss them in the trash. California is the poster child for the anti-business climate. Not long ago, a booming Golden State economy was fueled by industrial jobs - mostly manufacturing, including high dollar items like cars, electronics and aircraft.
Today, the factories are largely gone, driven out by observation essay the high cost of doing business and by a left-wing legislature that doesn't seem to care, making ghost towns and ghettos of once-thriving metropolises. The Port of Los Angeles was once filled with finished products to be exported to the Far East. Today, much of LA's exported product is waste paper - shipped to Asia to be converted to cardboard boxes for shoddy manufactured goods exported to the United States. ( posted 10/8/14, permalink ) No Ally Of Mine: Tempted by its relatively high-money market rates ( which are still very low but five times better than the best rates locally - these days most local banks offer about the same compound interest as a sperm bank ), I tried to do business with Ally Bank. I filled in all the paperwork and mailed a check, since I do not do banking or investment transactions online. The check was mailed August 15th. Then the 'fun' began. First, Ally claimed that I failed to send page two of my application.
Not true, Ally lost it. List 2014. They sent another one. I filled out the second page and writing thesis mailed it. Then I received a phone call telling me that I must verify my wife's Social Security number by sending in a copy of her SS card. In my fifty-plus years of banking, I've never received such a request. Frustrated, I told them to tear up my application and return my check. They failed to return the check and it took multiple calls to get them to do so. My advice - don't do business with Ally Bank, formerly GMAC. Its personnel are unempowered, clueless and incompetent. ( posted 10/6/14, permalink ) A Graphic Jobless Recovery: Scott Grannis has posted a graph which is worth a thousand words.
He wrote, The six-month annualized growth rate of private sector jobs is still just a bit above 2%, the same rate we have seen since early 2011. Colbert Book List 2014. . Public sector jobs are no longer declining, and are now growing very slowly. The labor force is still growing at essay malaysia fruits a miserably slow rate. Colbert Report List 2014. Overall, the essay jobs picture has been mostly flat during this 'recovery'. Scott continued, It's still a very sub-par recovery. There is no sign of a recession or a boom. Things are not likely to change materially unless and until we get some improvement in fiscal policies (e.g., reduced regulatory burdens, lower and flatter marginal tax rates). ( posted 9/26/14, permalink ) My Grandmother Had The Right Idea: The Vanguard Wellington Fund, the nation's oldest balanced fund, recently celebrated its 85th birthday.
The Wellington Fund began operations on July 1, 1929, just months before the worst stock market crash in U.S. history and the onset of the Great Depression. A young Philadelphia accountant named Walter L. Book. Morgan was its founder and coursework offered a diverse portfolio of common stocks, preferred stocks and high-quality corporate and U.S. government bonds. Despite Walter's awful timing, the groundbreaking fund - originally called the Industrial and Power Securities Company - hung on, thanks to its prudent management, balance, diversification and long-term perspective. But the fund ( which was renamed in 1935 for the Duke of Wellington, who defeated Napoleon at Waterloo ) didn't simply survive - it thrived. For more than eight decades, Wellington Management Company has served the fund's shareholders well, using the very same investment principles that guided it through the book list Great Depression. And those timeless themes still ring true today. Wellington isn't very flashy and writing gets little notice from those investment gurus du jour. But, as I got older, I began to shift some of colbert report list my investments away from growth mutual funds into Wellington. Writing My Bachelor Thesis. I have not been disappointed.
In the 1950s, my grandmother owned Wellington Fund shares and report book during her 90-year life, she never ran out of money. Interestingly, an in research investment of of $1,000 in report 2014, July, 1929 would be worth almost $900,000 today. Design Coursework. That's the power of book long-term investing. Morningstar rates Wellington as a five-star fund, noting that an investment of $10,000 five years ago is essay, now worth $17,828. ( posted 8-29-14, permalink ) A Voice Of Reason In The Car-Peddling Game: Criticizing longer loan-terms and looser underwriting standards for colbert book list new vehicle loans, John Mendel, Honda's head of sales, said, It's a very, very short-term tactic #x2026; especially in 10000 ideas papers, the subprime area, because you not only are pulling sales forward, you're probably pulling people out of used cars into report 2014, a new car that maybe they can't afford. 10000 Ideas. Stating that the new car market was near the top, Mendel said that Honda would continue to focus on retail sales, rather than pivot towards more fleet delivers like many of colbert report list its rivals do. Honda incentives are typically less than those of other auto manufacturers. Near the top?
Very possibly so. The latest second-quarter 2014 data from Experian, the global financial/credit information services group, was released this week; key metrics like repossessions, loan delinquencies and outstanding balances have all seen increases. Auto loan balances are at a new high. Outstanding balances were up nearly 12%, rising to an all-time high of fruits $839.1 billion dollars. 60-day delinquencies were up 7%, while 30-day delinquencies were up to report 2014, 2.4% year over year. Repossessions were up by 70% in the same time period. Meanwhile, Toyota will happily finance your new car purchase for 75 months, at 21.40% interest, if your FICO score is 520. People with scores that low are the ones in line in front of you at malaysia a convenience store, buying chewing gum with a Visa debit card. Or an report book 2014 EBT card.
Seventy-five months - are you kidding? Oh well. At least it's not a Fiat they're financing. I don't think those crapmobiles will last 6-plus years. Essay. ( posted 8-25-14, permalink ) Change Happens: Mark Perry of AEI noted that 88% of the companies on the 1955 Fortune 500 list have either gone bankrupt, merged, or still exist but have fallen from the top Fortune 500 companies ( ranked by total revenues ). Most of the companies on the list in 1955 are unrecognizable, forgotten companies today (e.g. Armstrong Rubber, Cone Mills, Hines Lumber, Pacific Vegetable Oil, and colbert list Riegel Textile). Also gone from the list: American Motors, Brown Shoe, Studebaker, Collins Radio, Detroit Steel, Zenith Electronics, Rohm and Haas and National Sugar Refining.
All the coursework companies I worked for are gone ( bankrupt, merged out of list 2014 existence, etc. ). Same for my dad and both of my grandfathers. Ideas. ( posted 8-25-14, permalink ) Lost In The Amazon: The online retailer released its quarterly earnings last week. Revenues are rising but expenses are going up even faster. Shipping expenses are up 30%. Marketing is up 40%. List 2014. International is 10000 ideas papers, slowing - it's up 18% on report list sales while domestic is up 26%. Operating margin is negative. Amazon makes almost nothing on ideas sales other than media. Book List 2014. Basically, they sell things like electronics at break-even. Back in 2000, Amazon booked almost $3 billion in revenues, but was losing lots of money. Jeff Bezos, founder and fruits CEO of Amazon.com - who looks more like Ben Kingsley with every passing day, claimed that the firm was still ramping up. Colbert List 2014. How can you be still in ramp-up mode as a multi-billion dollar entity?
After seven years of straight losses, Amazon finally posted a very small profit in 2003 - about .02% before taxes on over $5 billion in sales. Like the discount stores of the 1950s and '60s, ( E.J. Corvette, Two Guys, S. Klein, etc. ), margins and profits were always low. And you know what happened to those guys. Amazon's shares fell 9.6% last Friday, wiping out about $16 billion of as product design value. Report 2014. The company has now fallen short of Wall Street's earnings expectations in seven of the past nine quarters. Perhaps worse, it predicted an operating loss of up to my bachelor thesis, $810 million for the current third quarter, the biggest quarter-on-quarter reversal in profitability since 2003.
It does get frustrating when they continue to spend quarter after quarter and they don't let the revenue flow through, said Michael Scanlon, who manages $3.5 billion at colbert Manulife Asset Management and holds shares of Amazon. Essay Malaysia Fruits. I'm definitely ready for profits. My advise: Buy 'stuff' from book 2014, Amazon if you want but don't buy the stock. ( posted 7-30-14, permalink ) The Trouble With China: In a recent issue of Model Auto Review , a model car manufacturer wrote about the problems with producing diecast models in China. China is emerging as a world power and, like most growing economies, its cost structure is rising. China has now ruled that workers must get an annual salary increase of child observation 15% and this is adding to the cost of product.
The Chinese government has ruled that major industries such as mobile phones, computers, and iPads get priority for land space and other less-clean industries such as diecasting must move location. This all adds up to increases in price of product and delays in delivery. Report Book 2014. Another model manufacturer wrote, The lack of skilled workers in China is still the big factor restricting manufacturing capacity and causing delays. Five years ago, the German firm Minichamps offered very nicely made diecast 1:43 scale Chinese-made models for $22-30. Today's Minichamps models carry price tags of $55-95. Ixo models have more than doubled in price over the last few years. Lower-end diecast model manufacturers, such as Yat-Ming, are raising prices rapidly as well. In many sectors of manufacturing, production and shipping costs in the Far East now outweigh costs to papers4you, make the report same item in the U.S.
When you take into account shorter lead times, the ability to introduction essay, switch production to a different product if you own the book list factory, rather than being contracted to problem paper, a Chinese supplier, and the sales benefit of a 'Made in colbert 2014, USA' sticker, there is starting to be a good business case for bringing some manufacturing back home. ( posted 1-31-14, permalink ) Book Review: 'Bull By The Horns: Fighting to Save Main Street from coursework papers4you, Wall Street and Wall Street from colbert report book list 2014, Itself' by 10000 ideas papers Sheila Bair. As former Chairman of the list FDIC ( Federal Deposit Insurance Corporation ), Bair had a somewhat prominent role in the government's response to for term papers, the financial crisis of colbert list 2014 2008, including bolstering public confidence and insuring system stability that resulted in papers4you, no runs on commercial and thrift bank deposits. While the book offers a detailed - too detailed and colbert list 2014 off in the weeds sometimes - story of the meltdown of Wall Street's largest institutions and the bailouts made to them, there was . ( more ) Anemic Recovery Blues: Bill McBride of Calculated Risk has posted an introduction observation essay updated graph comparing job losses and recovery rates for various post-WWII recessions. The graph shows the colbert job losses from the start of the employment recession, in as product coursework evaluation, percentage terms . aligned at report maximum job losses. As the graph clearly indicates, this is the worst recession since World War II - by as product coursework a long shot - in report, both depth and duration.
This time, the economic recovery graph is my bachelor thesis, not the historical bounce-back V-shape we're used to seeing but rather a lame, check mark-shaped one. Colbert Report Book. In early 2012, I predicted that employment would not reach pre-recession levels until 2014. If you project the current graph line, it looks like the crossover point will be in April 2014. That would make the job loss-recovery cycle a record 77 months - almost six and one-half years. The previous record time span was for the 2001 recession, which clocked in at 46 months and problem in research was lambasted by Democrats as a 'jobless recovery'. Hmmmm. What will they call this one? Why is it so different this time around? I would posit that we have been subjected to The Perfect Storm.
This is what happens when you run your banking system like a dysfunctional three-card monte game, outsource all your subassemblies to list 2014, Asia, close plants in Indiana and for term papers Michigan and move production to Mexico, close the tech support center in California and open one in report 2014, Bangladore . and writing my bachelor thesis vote for politicians who enact policies which make the aforementioned business actions the sensible thing to do. As Scooby Do would say, Ruh-roh! Consider the colbert book list following: #x2022; The increased use of papers4you online sales and service functions means that clerical and support positions are going away. Such jobs used to provide a very decent living for earnest, smart high school grads and college graduates with unmarketable degrees ( Humanities, Social Studies, Poetry, Music, et al ). This is the dark side of report book list 2014 productivity. When you can post your inventory on essay malaysia fruits the web for prospects to browse and select, you no longer need support staff to answer phones and report book say, Let me check our inventory list for you.
#x2022; Then there's the malaysia fruits proliferation of outsourcing/offshoring. Faced with ever-increasing labor regulation, upwardly spiraling health care costs and the like, many companies are reducing their workforce by subcontracting - often overseas. #x2022; The annual cost of all mandated Federal regulations for firms with less than 20 employees is estimated at almost $8,000. This does not include the added cost of training poorly-educated, near illiterate graduates - products of our failing unionized education system, which turns out near-illiterate slackers with little knowledge and even less work ethic. Colbert List 2014. This encourages businesses to automate or outsource. #x2022; Many of those who have not experienced offshoring end up as freelancers with no benefits or job security.
Popular alternative euphemisms include 'contingent worker' and in research 'temp independent consultant'. This is the report book new workplace world and it means that many well-educated, middle-class folks are now finding themselves 'underemployed', with reduced hours and little if any job security. Much like ditch diggers in 1913. #x2022; In the past, technological changes simply shifted opportunity within the U.S. As farm jobs were eliminated by mechanization, factories hired more. As factories increased productivity and moved work offshore, more Americans turned to lower-pay jobs in health care and other services. But nothing in any economic database indicates that the supply and demand for workers will intersect at a wage that is writing my bachelor, socially acceptable. Colbert Report 2014. Therein lies the problem: crappy pay, limited career opportunity and little job security - another Perfect Storm brewing. To be sure, low-paying jobs in restaurants, nursing homes and health clubs are hard to coursework, automate or outsource and will probably always be around.
But how do we make America the Land of Opportunity again? There are no easy answers. Colbert Report. But voting out all social liberals who favor onerous, womb-to-tomb entitlement programs and business-killing regulations and then replacing them with fiscal conservatives would be a good start. ( posted 11-15-13, permalink ) Off-Target: A target-date fund - sometimes called a life-cycle fund - is a mutual fund which uses a time-variable ratio of stocks to bonds. It's a mindless sort of investment which gradually shifts its holdings towards bonds as an investor's age climbs. Target-date funds are aimed at retirement plans and have appeal because they offer a lifelong managed investment strategy so should remain appropriate to an investor's risk profile even if left accidentally unreviewed. Ummmm . if you're 'accidentially' not reviewing your portfolio on a fairly regular basis, you're an idiot. There is an old saw that you take your age and subtract it from 100. The remainder is the design percentage of stocks which should be in your investment portfolio. So if you're 65, you should have 35% in stocks and the rest in bonds.
Such a simplistic formula may have been relevant a half-century ago but the bond markets of recent years are not always the colbert report book list 2014 safe harbor they used to be. Introduction Child. Bond-heavy portfolios seem to be a bad bet these days. Consider the annual returns on these Vanguard mutual funds over various time periods: I'm not a subscriber to the Lotsa Bonds For Geezers school of thought but I am of the opinion that as one ages, one should move one's portfolio away from high-risk, volatile stocks into more conservative equity investments. With a few bonds thrown in for good measure. It seems that I'm in report 2014, the minority these days. According to a recent Morningstar article, target-date funds have won the day. Almost unanimously, plan sponsors are selecting target-date funds as the repository for automatically enrolled monies (at Vanguard, the figure is my bachelor thesis, 90%). With those assets growing, and colbert book target dates remaining popular with investors who make active investment choices, target-date funds are becoming very popular indeed. Half of my bachelor Vanguard's participants use target-date funds in some fashion. Many own either multiple target-date funds or a target-date fund plus other types of funds, which isn't how target dates were designed to report book 2014, be used but is mostly harmless. (Having several target-date funds makes for a blurry picture, but the performance tends to be pretty much like that of the middle fund in the series.) The other half, or 27% in total, own nothing but a single target-date fund.
In 2007, that figure was 13%. Not me. 10000 Ideas Papers. I'll set my own targets. Report Book List 2014. I'm still over my bachelor thesis, 85% invested in equities ( mostly mutual funds ); the balance is in colbert, cash and bonds - even though the numbers crunchers at one of my mutual fund companies thinks that I should have 55% of my money in writing thesis, bonds. No thanks. ( posted 10-31-13, permalink ) Nothing Has Been Solved: The alleged 'resolution' of the debt crisis is report book list, nothing more than kicking the can down the road. And failing to turn down the spigot: No steps have been taken to reduce our ever-increasing debt, which is rising at an alarming rate. Daniel Halper of The Weekly Standard has pointed out that the debt has increased twice as much as the my bachelor economy over the last two years, the very definition of unsustainable.
The growth of a nation's debt cannot for long exceed the growth of colbert book list 2014 its economy - which is precisely what is happening now. Political wrangling has trumped common sense. Brit Hume of Fox News said recently, In conventional terms, it seems inexplicable, but Senator Cruz and his adherents do not view things in conventional terms. They look back over the past half-century, including the ideas for term supposedly golden era of Ronald Reagan, and see the uninterrupted forward march of the American left. Entitlement spending never stopped growing. The regulatory state continued to expand. Colbert Report. The national debt grew and child observation essay grew and finally in the Obama years, exploded. They see an 2014 American population becoming unrecognizable from the introduction child essay free and self-reliant people they thought they knew. And they see the Republican Party as having utterly failed to stop the drift toward an unfree nation supervised by an overweening and bloated bureaucracy. They are not interested in Republican policies that merely slow the growth of this leviathan. They want to stop it and colbert list 2014 reverse it.
And they want to show their supporters they'll try anything to bring that about. Keith Koffler commented on the D.C. state of dysfunction brought to you by the 'reasonable' people who have been striking deals for years that have created $17 trillion in debt and a possibly irreversible degree of Socialism that is lobotomizing our tradition of child observation essay independent thinking and creativity, crippling free enterprise, and carving the soul out colbert report, of the moral, God-fearing ethic that has made this nation the greatest on earth. You'll see them all on design evaluation the Sunday talk shows, concurring solemnly with each other about the book list need to introduction child observation essay, avoid such shenanigans again so our system can resume functioning in a normal manner. But as you and I know, 'normal' has become a state of somnolence in which our leaders steadily sleepwalk us into colbert report book, the abyss. We must cut spending. Here are some facts to consider: #x2022; Salary of U.S.
President: $450,000 for thesis life. #x2022; Salary of House/Senate Members: $174,000 for life. #x2022; Average salary of soldier deployed in Afghanistan: $38,000. #x2022; Average annual payment for seniors on Social Security: $14,760. Now you know where to begin. Report Book List. At the as product design coursework top.
The next step would be to resurrect Paul Ryan's debt reduction plan, known as Path to Prosperity. Or Simpson-Bowles, a bipartisan commission created by President Barack Obama, whose recommendations were completely ignored by him and his cohorts in the Democrat-controlled Congress. ( posted 10-18-13, permalink ) Book Review: 'Circle of book 2014 Friends: The Massive Federal Crackdown on Insider Trading - and Why the Markets Always Work Against the Little Guy' by Charles Gasparino. As senior correspondent for the Fox Business Network and the Fox News Channel , Charles Gasparino is in research paper, a familiar name and face to many. He reports knowledgeably on major developments in the world of colbert 2014 finance and as product coursework evaluation politics and is a former writer for the Wall Street Journal . The author relates the story of government investigators and prosecutors as they pursue one of the most aggressive and broad-reaching - perhaps overreaching . at great expense to taxpayers - series of insider-trading cases in the nation's history. Caught in the net were some of the biggest names on Wall Street, including Raj Rajaratnam, founder of the Galleon Group, and Rajat Gupta, a former CEO of consulting giant McKinsey Co and financial impresario Steve Cohen of SAC Capital a giant hedge fund. I Am Becoming My Grandmother.
The Wellington Fund turned 84 years old in July. Now the nation's oldest and largest balanced mutual fund, its inception was just before the book list 2014 1929 stock market crash and the Great Depression that followed. Talk about bad timing. A young Philadelphia accountant named Walter L. Problem In Research. Morgan was its founder and offered a diverse portfolio of common stocks, preferred stocks and high-quality corporate and U.S. government bonds. Report List. Despite a rocky ( How about 'cliff-like'? ) investment climate during the child observation essay fund's formative years, Morgan's conservatism and balanced approach paid off. Wellington Fund has produced an 8.2+% average annual return since its 1929 inception and has paid an uninterrupted string of report list 336 quarterly dividends. Over the past ten years, its overall performance has been significantly better than the SP 500. Yet it is essay malaysia fruits, far less risky and does not drop precipitously during stock market contractions. Wellington isn't very flashy and gets little notice from those investment gurus du jour.
As I got older, I began to shift some of colbert report list 2014 my investments away from as product design evaluation, growth mutual funds into Wellington. Report Book List 2014. I have not been disappointed. But I feel like a geezer . my grandmother owned Wellington Fund shares in thesis, the 1950s. During her 90-year life, she never ran out of list 2014 money. In Research Paper. ( posted 9-26-13, permalink ) Big Book: Many years ago, the Sears catalog was marketed as The Big Book. Now that Sears is out of the catalog biz, the title should be awarded to the 580-page Uline catalog. I spent many hours pouring over the latest edition, finding it interesting, informing and, frankly, entertaining. Uline, a privately-held, family-owned business, is the leading distributor of shipping, industrial and packaging materials to businesses throughout North America. 2014. The catalog contains all sorts of writing my bachelor thesis things, including cardboard shipping containers, plastic bags, janitorial, retail store fixtures, excelsior, boxes for unicycles and even its own brand of gourmet coffee. In the late 1980s, my manufacturing company was shipping 250-300 boxes of merchandise per day, so we used a lot of cardboard, foam peanuts and colbert report book list 2014 other packaging materials.
Uline wasn't a supplier for us in those days; it was a strictly a Midwest firm which had been founded in writing my bachelor thesis, 1980. Today, the colbert book 2014 company has 10 warehouses across North America and claims that, if you place and order by 6:00 pm, Uline will ship the same day. The catalog states, 99.5% of our orders ship the same day, with no backorders. Essay Malaysia Fruits. This is book list 2014, pretty amazing, considering that the in research paper firm stocks over 27,000 different items. None of our company's packaging suppliers could deliver that fast and none of them carried as complete a line of shipping supplies as Uline. By comparison, my plastics firm stocked 525 different items and offered 48 hour shipping - a speed which was considered near-miraculous in the 1980s display industry. Our competitors delivered in four weeks to never according to one of my customers. Uline was started by Liz and Dick Uihlein in their basement.
The firm's 200,000 sq. ft. Colbert Report List. Pleasant Prairie, WI corporate headquarters features an observation essay attached one million square-foot distribution center. Colbert. Uline employs 2,500 people. In these times of government-subsidized, failing corporate entities, it is wonderful to learn about a company which has succeeded due to hard work, street smarts and the tenaciousness of the owners. ( posted 8-28-13, permalink ) The Truth About Tesla: The megahyped electric car start-up received the introduction essay $465 mm loan from DOE, but it also benefits from a $7500/car federal subsidy for electric cars. Moreover, it benefits from the report book list State of California's Zero Emissions Credit program. Problem Paper. In its infinite wisdom, CA mandated that all the major auto companies sell a certain number of zero emissions vehicles. If they don't they have to buy credits from companies that do make them-namely, Tesla.
This was also essential in putting the company in report book list 2014, the black in child, Q1, and the company is sitting on list $250 mm worth of these credits. IOW, Tesla's profits are courtesy of you, the taxpayer-and also courtesy of the writing thesis shareholders of Ford, GM, Toyota, Honda, etc. You have to give Elton Musk credit; he's good at selling grandiose dreams to idiots. Colbert List 2014. Now, he's pushing Hyperloop, a solar-powered, city-to-city elevated transit system that could take passengers and cars from Los Angeles to San Francisco in paper, 30 minutes. Colbert Report Book List. Soon he'll have a bridge in design coursework evaluation, Brooklyn he'd like to sell you. ( posted 8-21-13, permalink ) Keep On Truckin': Scott Grannis has noted that the inflation-adjusted value of report book U.S. equities has closely tracked the amount of tonnage carried by U.S. trucking services, according to data compiled by the American Trucking Association.
Truck tonnage is a reasonable proxy for the size of the my bachelor economy, so it makes sense that as the economy expands the value of U.S. businesses should rise. At times stocks appear to overshoot or undershoot truck tonnage, but that is likely due to the vagaries of human emotion which tend to book list 2014, magnify the ups and downs of the business cycle. When my dad worked for introduction child observation essay the railroad, he would predict economic downturns based on railcar shipments he had to deliver. His forecasts were uncannily accurate and ran about six months ahead of media reports. Rail shipments as economic indicators may not be as relevant today. The proliferation of Interstate highways facilitated fast delivery of goods by report book list 2014 truck and problem in research essentially killed off the report list LCL ( less-than-carload ) rail shipment market. Almost all large U.S. railroads now focus on long-mileage, point-to-point haulage of carload lots of merchandise. ( posted 8-21-13, permalink ) The Truth About Amazon: Last week, Karl Denninger wrote, Amazon makes almost nothing (gross margin) on sales other than media. Basically, they sell things like electronics at effective break-even. . See, this is the problem with the company - it makes money selling media (of various sorts) but not anywhere else. Last quarter I identified a monstrous slowdown in international media sales growth - and let's remember that international is 40% of the company's gross.
But international sales are down and U.S. sales growth is on the decline. This quarter, international media went into contraction. So you have a company that makes no money selling tangible goods (ex books, CDs and DVDs) and all of its profit is in media sales. Observation Essay. Yet media sales growth is down by nearly half y/o/y in the US and is negative ex-US. I've bought merchandise - mostly books - from Amazon but I've never understood its revenue model. Back in 2000, Amazon booked almost $3 billion in revenues, but was losing lots of money. Report List 2014. Jeff Bezos, founder and CEO of Amazon.com - who looks more like Ben Kingsley with every passing day, claimed that the essay firm was still ramping up. How can you be still in ramp-up mode as a multi-billion dollar entity?
After seven years of straight losses, Amazon finally posted a very small profit in 2003 - about .02% before taxes on over $5 billion in sales. List 2014. Like the discount stores of the 1950s and '60s, ( E.J. Corvette, Two Guys, S. Klein, etc. ), margins and profits were always low. And you know what happened to writing my bachelor, those guys. Denninger concluded, Amazon, in a declining growth environment with their profit center ex-U.S. gone (no growth) and list 2014 deteriorating in the US despite all their spending is a company that is effectively worth its book value on PPE and cash. Which is $30/share, more or less. Amazon currently trades at over $300 per share. I wouldn't recommend it for your retirement portfolio. ( posted 8-12-13, permalink ) Replacement Orb: Ben Bernanke is retiring as Fed Chairman and people are speculating about his successor. I vote for the Magic Eight Ball.
It requires no salary and writing my bachelor provides impartial, Solomon-like economic advice. Would the Senate confirm the Ball? All Signs Point To 'Yes' . ( posted 8-2-13, permalink ) Latest Economic Word: According to Dave Leggett, German Chancellor Angela Merkel has apparently become fond of a rather crude English language term that is becoming so popular in Germany that it has now been inducted into colbert list 2014, their equivalent of the Oxford English Dictionary, the Duden. The word: 'shitstorm'. Coursework. German language experts voted it 'Anglicism of the year' in 2012 and the Eurozone's economic crisis seems to have propelled the word into report list 2014, wider usage in Germany. Auto sales in fruits, Europe are at their lowest in 20 years.
Europe's economy remains in the Dumpster. Great Britain didn't become a European Union member and its economy is in much better shape. Germany is the strongest of the EU countries and its citizens are tired of colbert book list 2014 bailing out weaker, often lazy 'partners'. Before the European Union, cars and problem in research other goods were protected by tariffs. That's why you'd see mostly Volvos and Saabs in Sweden, Fiats and Alfas in Italy and colbert report list Fords and coursework Vauxhalls in report book 2014, Great Britain. Essay. When EU got tariffs dropped, many of the colbert report book 2014 local favorites couldn't stand up to 10000 ideas, the invasion of 'foreign' brands which were better and now price competitive.
Volvos and Saabs couldn't make it without protectionism. People in Italy shun Fiats these days, considering them inferior to other European brands, which are now price-competitive. PSA Peugeot-Citroën is requesting a bailout because of declining sales and book list profits, as Frenchman happily drive Skodas and other eastern European offerings. GM's Opel and Vauxhall struggle as well, while Ford has ceased making vehicles in England. Neither firm had a coherent world export program for their Euro-made vehicles. Germany has withstood the problem in research paper vagaries of the EU quite well because manufacturers have long become experts in exporting. Mercedes and Volkswagen have had strong export marketing programs since the end of World War II and have become worldwide powerhouses. Report Book List 2014. Porsche and BMW quickly followed.
Jaguar and MG were strong exporters in the early postwar days but faltered in the 1970s, due to dull products and quality issues associated with their merger into British Leyland . ( posted 8-1-13, permalink ) Execrable Economist: I have always enjoyed Scott Adam's 'Dilbert' strip and had a really good laugh at a recent cartoon featuring a short, bearded, obnoxious Nobel-winning economist who looked suspiciously like Paul Krugman. Kevin D. In Research. Williamson of National Review has said, Ask a conservative who is the worst and most destructive writer on colbert report 2014 the subject of essay malaysia economics, and the answer is bound to be Paul Krugman. The diminutive economist and op-ed columnist for the New York Times seems to be wrong much of the time. In 1998, he wrote, By 2005 or so, it will become clear that the Internet's impact on the economy has been no greater than the book list fax machine's. In August 2004, Bill O'Reilly really cleaned Krugman's clock on introduction observation essay Tim Russert's interview show on CNBC . Krugman was so shaken - or enraged - or both - that, at one point, his quivering hands could hardly fit the cap back on his pen.
And he was sweating like Roman Polanski at book 2014 a Girl Scout jamboree. Introduction Essay. O'Reilly's style is often too bombastic for me but he was terrific on Russert, giving prophet-of-doom Krugman several well-deserved rhetorical punches in report book list 2014, the nose. Back in 2005 - when times were pretty good, Krugman was the coursework eternal pessimist. At the time, tongue firmly in book list 2014, cheek, Jonah Goldberg remarked, I could have sworn, reading Paul Krugman, that we were hair's width from problem, a barter economy, where we eat grass and wake up to the sound of bring out your dead! every other morning. In 2005, Former CBS News correspondent Bernard Goldberg wrote a book, '100 People Who Are Screwing Up America.' Guess who made the list? Paul K.
Krugman hates Wal-Mart, claiming that America's largest employer destroys jobs. Colbert Report Book List. He admits to being an my bachelor thesis unabashed defender of the welfare state. Pauly K really does belong in the comics section of colbert report list 2014 a newspaper. ( posted 6-24-13, permalink ) Paging Mr. Ponzi: Recently, Malcolm Berko wrote, Stop referring to Social Security as an entitlement. Child Observation Essay. SS is report, not an entitlement. Every time you or your spouse earned a paycheck, the employer sent Social Security 6.2% of it to an account under your or her name. And each time you or your spouse earned a paycheck, the employer also sent SS a matching amount to your account.
That's 12.4% per paycheck, and your spouse never received a shilling of it. In Research Paper. You earned it! You paid for it! It's your money! It's not an entitlement!
The word entitlements is government-speak for book list the federal programs from malaysia, which lots of list folks receive support that they don't pay for. However, Congress is ill-advised to call Social Security an entitlement. Calling SS an entitlement is as product, purposefully disparaging and places it on the same common field as food stamps, job training, free cellphones, etc. The latest federal trustees' report projects that Social Security will be flat broke by 2035. The Social Security program faces $9.6 trillion in unfunded liabilities over the next 75 years, which is up $1 trillion from last year's projection of $8.6 trillion. I paid into Social Security my entire working life, starting when I was 15 years old.
Social Security is a promised annuity, which is greatly underfunded. All of the money paid in by a younger generation is immediately paid out as obligations to an older generation. In the private sector, this is known as a Ponzi scheme. Colbert Report. ( posted 6-4-13, permalink ) Golden Cliff: Gold, the shiny commodity which sold for almost $2,000 per ounce a couple of years ago, has crashed. Scott Grannis has written, It looks like gold is on its way to re-linking to commodity prices, with a likely price target of $900-1000/oz. Maybe even lower, since overreaction at both ends of the malaysia fruits scale is not uncommon in commodities markets. In late 2008, gold began to overshoot commodity prices. Call it an book list end of the world as we know it trade. Gold was reacting to fears that the world's central banks were engaged in coursework, a massive money printing scheme that would result in hyperinflation, and/or a global currency collapse. Gold was also propelled higher by the Eurozone sovereign debt crisis, which many thought would lead to colbert 2014, the demise of the Euro, and by fears of exploding sovereign deficits that might inevitably be resolved by a big increase of inflation. Nevertheless, Monex is still running those gold-pushing television commercials, featuring the blonde spokeswoman with the upper-class British accent.
She is an Australian actress named Ros Gentle. Her talents have been featured in over 100 commercials and 35 infomercials in the U.S. and elsewhere. She has the child observation uncanny ability to shed her Australian accent and mimic a stately Her Majesty's English, Cockney and a variety of American regional dialects such as Deep South. ( posted 5-1-13, permalink ) More 'Finance the Economy' postings can be found here. Other Pages Of Interest. copyright 2013-14 - Joseph M. Sherlock - All applicable rights reserved. The facts presented in this blog are based on book 2014 my best guesses and paper my substantially faulty geezer memory.
The opinions expressed herein are strictly those of the author and are protected by report the U.S. Constitution. Essay Malaysia. Probably. Spelling, punctuation and colbert report list 2014 syntax errors are cheerfully repaired when I find them; grudgingly fixed when you do. If I have slandered any brands of automobiles, either expressly or inadvertently, they're most likely crap cars and introduction child observation deserve it.
Automobile manufacturers should be aware that they always have the option of trying to change my mind by providing me with vehicles to test drive. If I have slandered any people or corporations in this blog, either expressly or inadvertently, they should buy me strong drinks (and an report expensive meal) and essay malaysia fruits try to prove to me that they're not the jerks I've portrayed them to be. If you're buying, I'm willing to listen.
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Books Featured on the Colbert Report: Book Lists from the Colbert
mathus essay 11 February 1996. Britain in the 18th century was a nation in transition. The feudal system had been dying a slow death over the past several hundred years, and its aftereffects were visible everywhere, as tenant farmers, relics of the feudal era and a large percentage of the British population, were forced to leave their lands. Wool had become a valuable product. The great landowners, seeing the profits to be made, declared many of the common lands to be private property, evicted the colbert report book 2014, tenants, and began raising sheep.
Shepherding was much less labor-intensive than the methods of farming which had predominated until that time, so the 10000 ideas papers, vast majority of the colbert book list 2014, dispossessed farmers had no opportunity for work. Factories did not yet exist, so when agricultural work could not be had, the yeomen, lacking other options, were forced into pauperism. As Product Design Coursework Evaluation? By the 1790s, poverty was rampant. At the same time, the French Revolution had spawned a new group of Utopian writers and philosophers. The Utopians held that the overwhelming poverty in Britain at colbert report book the time was due to the wealthy and their control over social and as product coursework evaluation, political institutions. Colbert Report Book List? They felt that economic power lead inevitably to political power, and if this economic power were removed, then the masses would be able to coursework papers4you reshape society in a new form, based on logic and report book, reason, which would lead to a better life for introduction observation essay all.
No one would go hungry, as resources would be allocated according to need, not according to wealth. This course of reason would lead to the abolition of report book 2014 government, law, and private property (Lecture, 22 Jan 96), and a true democratic society would prevail. Humanity would be set on a course of uninterrupted improvement, and as product coursework, eventual perfection. The Rev. Thomas Robert Malthus published his Essay on the Principle of Population as a response to the Utopians, based on the facts of the poverty he saw around him. As he saw it, there was one simple reason why the Utopian ideas could never work: there could never be enough food to support such an 2014 idealistic society. Human misery and suffering were practically inevitable. Malthus began his argument with two postulates: First, That food is necessary to the existence of man. Secondly, That the passion between the sexes is necessary and will remain nearly in its present state (Essay. p. 70). As Product Design Coursework Evaluation? In other words, man will continue to eat, and man will continue to reproduce.
Assuming these two conditions, Malthus goes on to state the book list, core of his argument within three short paragraphs: Population, when unchecked, increases in a geometrical ratio. Subsistence increases only in an arithmetical ratio. A slight acquaintance with numbers will shew the immensity of the first power in comparison to the second. By that law of malaysia our nature which makes food necessary to the life of colbert list man, the effects of these two unequal powers must be kept equal. This implies a strong and constantly operating check on paper population from the difficulty of colbert list subsistence. This difficulty must fall somewhere and must necessarily be severely felt by a large portion of mankind. (Essay. p. 10000 For Term Papers? 71) A society of the type the colbert report book 2014, Utopians predicted, without hunger or poverty, was impossible. Mankind will continue to reproduce until he consumes all available food supply, and then will only be prevented from expanding further by simple hunger. Observation? Therefore:
The natural inequality of the two powers of population and colbert report book, of production in 10000 for term papers the earth, and report list 2014, that great law of our nature which must constantly keep their effects equal, form the introduction child, great difficulty that to me appears insurmountable in the way to the perfectibility of society. And it appears, therefore, to be decisive against the possible existence of a society, all the members of which should live in ease, happiness, and comparative leisure; and feel no anxiety about providing the means of subsistence for themselves and families. Consequently, if the premises are just, the argument is conclusive against the perfectibility of the mass of mankind. (Essay. p. 72) This 'conclusive argument' by no means settled the debate; on the contrary, Malthus' grim predictions provoked a storm of colbert list 2014 rebuttals, which damaged but never quite destroyed the credibility of his theory. His two initial postulates, that man must eat and will continue to reproduce, Malthus felt needed little defense. Obviously, a person must eat in order to survive, and despite some speculation by the Utopian William Godwin that the sexual instinct may eventually diminish, Malthus saw little sign of this occurring at any point in 10000 ideas the near future, and dismissed the colbert book list 2014, possibility as mere conjecture. Populations in general have the capacity to increase geometrically, but this capacity is almost never fully exploited.
While this distinction was fully understood by Malthus, it was often misrepresented by his critics, who chose to interpret his Essay as claiming that population did, in actuality, increase in a geometric ratio (Introduction, p. 31-32). Malthus used as a hypothetical example of geometric growth a certain strain of wheat, which, under normal circumstances, produced six grains for every one planted. Coursework? Therefore, this wheat had the colbert report book list 2014, capacity to sextuple in population every year - at which rate, a single acre would have expanded to cover the earth's surface in evaluation fourteen years (A Summary View, p. 224). Obviously, wheat did not reproduce at its full capacity. However, the question of the maximum growth rate of a human population was somewhat more obscure.
Humans, unlike wheat, cannot be said to simply double in number every nine months. In his attempt to find such a maximum growth rate, Malthus turned to the newly independent United States of America, using the country, with its vast surpluses of colbert 2014 land and food, as his main evidence for the natural increase of writing my bachelor human population in a geometric ratio. Fortunately for Malthus, the colbert book list, recently-formed US government had readily available demographic statistics, in essay malaysia the form of census data. Colbert Book List 2014? Strangely, however, in his first Essay on the Principle of Population, he summarized these statistics with the single phrase, the population has been found to double itself in twenty-five years, (Essay.. p. Observation? 74). While in later works, notably his 1830 Summary View of the Principle of Population, Malthus would make full use of this data, in the first Essay it was all but ignored. Malthus' proof of the growth of the food supply in an arithmetic ratio was even less supported. He dismissed the possibility of book 2014 geometric growth of the food supply as contrary to all our knowledge of the qualities of land, and proposed instead that, at paper most, the produce of the land could be increased every twenty-five years by book list an amount equal to its present production, justifying this with the statement, The most enthusiastic speculator cannot suppose a greater increase than this, (Essay.. p. 74). This illustrates a persistent weakness in papers4you Malthus' proof; namely, his apparent love of theory and disregard for more convincing empirical evidence. Accepting Malthus' ideas of the relative growth rates of the colbert list 2014, population and the food supply, the next, and perhaps more important stage of introduction child observation his argument is the report book 2014, analysis of the consequences of for term this hypothesis.
Within several twenty-five year generations, the population, if unchecked, would far surpass the available food supply: In two centuries and a quarter, the population would be to the means of subsistence as 512 to colbert list 2014 10: in three centuries as 4096 to 13, and in coursework two thousand years the difference would be almost incalculable, though the produce in that time would have increased to an immense extent, (Essay.. p. 75). The effects of these vast differences are easy to predict for plants and report book 2014, animals: excess population would be cut down by papers4you lack of colbert report book list 2014 food. But with intelligent, reasoning human beings, the prediction is made more difficult. Malthus first classified the coursework papers4you, checks on the growth of human population into two broad categories: positive and preventative checks. The positive checks were active in colbert book list 2014 nature, and included such things as disease, war, and the most powerful check of all, famine. These were simple, effective, and brutal means of reducing population, the same found throughout nature. A population of plants might be pushed back by an encroaching weed, a situation analogous to war; deer may starve to death in papers an unusually snowy winter; and disease and plague can be imagined spreading through any conceivable population, though most especially in areas of high population density, where the report, disease is easily transmitted. The effects of the positive checks were dramatic and easy to see, but no less significant were what Malthus termed the preventative checks: The labourer who earns eighteen pence a day and lives with some degree of comfort as a single man, will hesitate a little before he divides that pittance among four or five, which seems to be just sufficient for one, stated Malthus (Essay.. p. 91). This idea that a human can look ahead to the possibility of future difficulties, perhaps choosing not to have children rather than simply reproducing blindly, is the basic form of the preventative check.
According to Malthus, similar restraints, primarily economic in nature, exist at all levels of society, though they increase in strength as one goes down the problem in research, societal ladder. Colbert Report Book List? A nobleman had little to prevent him from having a family; his wealth would more than likely be sufficient to support many offspring, though they would be a slight drain on his finances. However, in malaysia fruits the case of a man well educated but only barely wealthy enough to maintain his upper-class status, the financial burden of children would perhaps be enough to drive him down into colbert book list the society of common tradespeople, a sacrifice he may be unwilling to make. These same tradespeople, Malthus states, are encouraged to postpone marriage until later in life, when they have established themselves with a farm or business of their own - a late marriage, of course, would provide far less time to bear children. Stepping down further, into the ranks of the laborers, Malthus sees not only coursework papers4you diminished social standing, but also the possibility of incurring the book, dreaded positive checks, as reasons to 10000 for term hold off marriage.
At the lower ranks of list 2014 society are the as product evaluation, preventative checks strongest, as only the common man must face the real possibility of report list being unable to feed his children (Essay. p. 89-91). It was here, at writing the low end of society, that Malthus saw the force of his checks to population acting in full force, being responsible, in the long run, for the undisputed misery and discontent of the lower classes. Malthus was not content with one classification system for his checks - or, perhaps, in the overwhelming disorganization of the first Essay, dashed off at the spur of the moment as it were, he simply lost track of the fact that he had, in fact, developed two parallel systems. The second, which took a more moralistic view, divided checks into misery and vice. This system, like the first, was exclusive, all checks falling into one category or the book 2014, other: In short, stated Malthus, it is difficult to conceive any check to population which does not come under the description of some species of misery or vice, (Essay.. 106). Roughly speaking, these were checks visited upon man by 10000 ideas for term the outside world, and checks which came from colbert report list, man himself. Misery included such things as hunger, poverty, and disease.
Vice, was a concept which Malthus, with sensibilities typical of the time, was reluctant to define closely. The closest he came to defining vice explicitly was not until the publication of A Summary View, wherein he listed the checks of vice that operated in a preventative manner: the sort of intercourse which renders some of the women of large towns unprolific; a general corruption of morals with regard to coursework papers4you the sex, which has a similar effect; unnatural passions and improper arts to prevent the consequences of list irregular connections, (Summary. p. 250). With these delicate terms, Malthus referred to prostitution, venereal disease, homosexuality, and, notably, abortion and birth control. Malthus realized, apparently after the publication of the for term papers, first Essay, that his classification of the checks to growth into vice and misery left little room for the preventative checks he discussed earlier. The decision to postpone having a family could neither be categorized as misery nor as vice. Report List? By the coursework papers4you, time of A Summary View, Malthus had changed his original stance, adding to vice and colbert report list 2014, misery the category of moral restraint (Summary.. p. Problem In Research Paper? 249). Report Book? Moral restraint, according to Malthus, was the only possible way to avoid the child observation, brutal forces of misery and vice. Malthus was not blind to the grim nature of the future he forecast for mankind. Indeed, he stated in the preface to the Essay that, if proven wrong, he would rejoice in a conviction of his error, (Essay.. p. 62). The ideas Malthus laid out, if true, spelled the end for hopes of human perfection on earth - misery was all but inevitable.
If this was the report list 2014, case, why, wondered the Anglican minister, had God created such a world? The final two chapters of the Essay attempted to answer this question, what theologists and philosophers termed the in research paper, Question of Evil. Given a God who was both all-powerful and completely good, how, then, could the evil which Malthus predicted was inevitable exist? Could not God have simply created a world where Malthusian factors never came into play? The answer Malthus settled upon was that, in colbert list 2014 the divine plan, human suffering was not meaningless evil, but only 10000 for term a path to a greater good yet to come. A world where there was no pain would provide no stimulus to mental and spiritual growth, and would lead to a race of mankind grown lazy and stupid with lack of exertion. The heart that has never known sorrow, said Malthus, itself will seldom be feelingly alive to the pains and colbert report book, pleasures, the wants and wishes, of its fellow beings, (Essay.. Fruits? p.209). Some suffering was necessary for book true goodness to appear, argued Malthus, for in a world without evil, of fruits what significance is good?
The petty misery caused by Malthus' checks was part of a divine plan, calculated so that, in the end, it would produce the greatest possible quantity of good, (Essay.. p. 212). It is ironic that an essay begun with the express purpose of disproving a hypothesis of human perfectibility on earth, and maintaining throughout that suffering is inevitable, should end with such an optimistic statement. Despite disorganization, mathematical weaknesses, and an almost complete lack of supporting evidence, Malthus' first Essay was still an extremely important work, with influences extending to the present day. The ideas expressed by Malthus were read by Darwin, and played a major role in Darwin's development of the theory of evolution (Introduction, p. 50). Malthus' economic ideas are visible today as the Law of report book list Diminishing Returns, a principle articulated by David Ricardo but originally expressed, albeit implicitly, in the Essay on Population (lecture, 5 Feb. 96). And, of coursework course, though Malthus himself would no doubt be dismayed, the dark image of the future he depicted played a major role in the gradual acceptance of the improper arts of birth control. Interestingly, Malthus himself is today famous as much for being wrong as for being right. In the Western world today, there is little sign of encroaching Malthusian population pressures.
Population has increased far beyond what Malthus predicted possible, and starvation, in the First World countries at least, is not a significant problem. Advancements in agricultural technology have made possible tremendous food production, which so far has been able to colbert list keep up with the expanding population without overt Malthusian checks. But the malaysia fruits, fact that Malthus' dire predictions have not come true does not mean his basic ideas were without merit - indeed, they are the ancestors of economic and book 2014, sociological theory today. Reference: Malthus, Thomas An Essay on as product coursework the Principle of Population and A Summary View of the Principle of report list 2014 Population Penguin Books, London 1985.
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930 Words Sample Essay on Habits (free to read) Habits are either good or bad. Even good habits, if given free play, may turn into bad ones. For example, reading is a good habit. It helps in acquiring knowledge, in meaningful use of leisure time and healthy entertainment. But excess of reading books, magazines etc., is harmful. It would soon tell upon one#8217;s health, resources, mental fitness and book, capacity to earn. Balance is the golden rule. That is why it is said, #8220;Excess of everything is fruits, bad#8221; nothing too much, not even good things and report list 2014, habits. It is easy to acquire bad and evil habits but not so, easy to cultivate and acquire good ones.
Habits once acquired are difficult to get rid of. As a leopard cannot change its spots so one cannot change ones habits. They die hard. They become part and parcel of one#8217;s nature and behaviour. Bad habits render a person useless an undesirable. Telling lies, back biting, spitting here and there, smoking, or taking alcohol frequently and 10000 ideas for term, repeatedly are some of the bad habits. They can be as many as there are persons. Like a name, a habit sticks fast till the death. Habits can make or mar our fortunes.
They actually form the foundation of our character and destiny. That is why it is said, #8220;Sow an act and colbert report, you reap a habit. S6w a habit and you reap a character. Sow a character and you reap a destiny#8221;. They are the very cornerstones of our character and destiny. We are the makers or destroyers of our destiny. Essay Fruits. Because we cultivate, practice and acquire good or bad habits and their fruits accordingly. One may have a bad habit of colbert report book list 2014 flattering others or of making false promises. Similarly, one may have a bad habit if stealing things.
One habit leads to another, and my bachelor, then there is a sort of chain of habits to colbert book list, from which an escape is impossible, particularly in advanced age. Image Source : creatingwithin.com. Anything done often and 10000 papers, repeatedly becomes a habit the force of habit is very powerful. It makes the particular habit easy, automatic and book, repetitive. Habits have their origin in repetition, practice and regularity. The more we repeat and practice anything, the easier, permanent and automatic it becomes. It we do not practice and repeat a habit we feel uneasy and uncomfortable. Take for example, the habit of taking tea.
There are people who consume 20 or more cups of tea daily. They may do without food, newspapers or rest, but cannot dispense with hot cups of tea taken almost every hour of the day. They will feel sick, lethargic, bored and useless without enjoying their cups of tea. Same is the case with smokers or drunkards. Habits are too forceful to be avoided. It is the constant and repeated use and practice that gives birth to a habit. Without constant and repeated use and as product evaluation, frequency there cannot be any habit.
Anything done or practiced occasionally cannot be called a habit. Habits are another name of addiction. Early and formative years of childhood are very important in this respect. Then it is very easy to colbert report book, have new impressions and influences. Coursework. It is the proper time to cultivate good habits. There are many forces and factors that pay an important role in the formation of habits. Early education, impressions, influences, company, associations etc, are some of the major factors in the formation of habits. Slowly antic gradually they get ingrained in our nature.
Man is also an imitative being. He likes to imitate others. Imitation also helps much in the formation of habits, bad as well as good. Things done and practiced by colbert report list elders, parents, relations, neighbors, friends, leaders, popular actors etc help them in their formation. For example, a boy who sees his father smoking is very likely to have this evil habit. The boy may imagine that there must be some joy, excitement and thrill in the habit that is writing my bachelor, why his father indulged in it. One day he may try it stealthily as smoking material is easily available in book 2014, the home. Gradually he may become a habitual smoker and malaysia, spread it among his friends and associates. Curiosity, boredom, idleness, routine life also helps in formation of habits. Book 2014. It is said that an entry mind is as product design evaluation, a devil#8217;s workshop.
An idle person is apt to colbert, develop bad habits like playing cards, gambling, stealing, drug-addiction etc. Bad company and association often lead innocent boy#8217;s mad girls#8217; into my bachelor thesis, the vicious habits. A drug-addict-may offers a drug, free of cost, to his friend at book, first and thereby helps him form a bad habit of evaluation taking drugs. One requires a lot of money to satisfy evil habits like drinking, smoking, drug-addiction etc. They may ultimately lead a person to stealing, lying, borrowing and even worse actions. Man can be said to be a bundle of habits. They may be good or bad. There cannot be a person wholly good or wholly evil. Speaking truth, frankness, honesty, service to others, cleanliness, reading good books etc., are some of the report book 2014, good habits. Writing My Bachelor. They must be encouraged and helped among the young men and women. Good habits should be appreciated, encouraged and rewarded, #8220;Example is better than precept#8221;.
We should always put examples of colbert book list good and ideas for term, meaningful habits before the children and young men and women. We must create an atmosphere where good habits are always infectious. Therefore, we should always be alert and watchful in formation of habits. Bad habits should be nipped in the bud and good ones should be tried and practiced again and again, for colbert report book 2014, they would die and fruits, perish for want of these. Welcome to colbert book, Shareyouressays.com! Our mission is to paper, provide an online platform to report 2014, help students to discuss anything and everything about Essay.
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Free Essays on Revenge B Francis Bacon. ?Noe Ayala Dr. Wilson Composition II 11/12/13 Revenge : Is an eye for an eye what is best? Sir Francis Bacon was an English philosopher, statesman, scientist, jurist, orator and author. In 1597 he wrote a short story called “Of Revenge ”. List? When I came across the short story in problem paper, my book Reading Literature.
Cal Goossen 11 March 2011 WWBS: What Would Bacon Say? Justice, at what costs should it come? Revenge , is it really that sweet? Justice is report book list 2014 a civilized action or way of making someone accountable for their wrongful actions, and leaves it at that. Revenge is a selfish action that brings a person’s personal. Revenge and problem paper, vengeance are basic tools of human instinct.
Whether society chooses to accept or blind itself to this fact, it is an indisputable truth. Francis Bacon examines this truth in Of Revenge , a view of society and literary characters that reflects the colbert list, strive for vengeance. However, Of Revenge. The Great Gatsby and Revenge George Wilson. “About Revenge ” Revenge is an action someone takes driven by strong emotions of anger or pain. It can have disastrous effects on the lives of others. This is seen in Francis Bacon’s article “About Revenge ”, literature of the malaysia, world, and book 2014, my life experiences. In the coursework, article “About Revenge”. ?Josh Williams Dr.
Kurt Haas ENGL 355 December 2, 2014 Revenge and colbert list 2014, Maddness in coursework, Hamlet In William Shakespeare’s Hamlet, it is easy to colbert book see the design coursework evaluation, theme of revenge . Colbert Report List 2014? Many have argued that the main theme in the play could also be that Hamlet is mad and has lost his mind due to observation the death of his father and the. ?Joseph Trillo English 103 2/28/14 Sir Francis Bacon Sir Francis Bacon was born in London on January 22, 1561 to a “well-connected” family. His father was Sir Nicholas Bacon , also known as the Lord Keeper of the Seal, and his mother Lady Anne Cooke, was the daughter of Sir Anthony Cooke, who was. Francis Bacon , 1st Viscount St. Alban,[a] Kt., KC (22 January 1561 – 9 April 1626) was an English philosopher, statesman, scientist, jurist, orator and author. Colbert Book? He served both as Attorney General and Lord Chancellor of England.
After his death, he remained extremely influential through his works, especially. Latimer House Guidelines42 for good governance were set up at Latimer House in London. Article VI (1) deals with “Judicial accountability”, and paragraph ( b ) with “public criticism” 35 State v. Mamabolo 10 BHRC 493 Ambard v.AG Trinidad and for term, Tobago (1936) AC 322-355 (PC) 37 T.R.Adhyarujina, ‘Judicial. Sandford, Fourteenth Amendment to the United States Constitution, Fifteenth Amendment to book list 2014 the United States Constitution, Redeemers The Revenge Of Shylock ?The revenge of my bachelor thesis, Shylock Shylock: I shylock feel that Antonia has over the years spit in my face, kicked me, chastised my Jewish religion and beliefs. How might Francis Bacon's essay Of Truth be analyzed? TOPIC: ESSAYS Asked on report list November 8, 2011 at 9:37 PM by kiruba3441 like 2 dislike 0 1 Answer | Add Yours vangoghfan's profile pic vangoghfan | College Teacher | (Level 2) Educator Emeritus Posted on November 10, 2011 at 9:46 AM (Answer. experience it had reason and was ultimately for in research paper the betterment of mankind. There were some problems with that reasoning. Bacon talks about these logics in his New Organon.
Bacon speaks of deductive and inductive logic. Deductive being logic that is necessary and inductive being logic based on colbert report book list probable. people to villages because(Points: 5) 2. (TCO 1) In the Neolithic Revolution, the growth of malaysia fruits, communities was a result of (Points : 5) 3. (TCO 1) Francis Bacon argued that scientific method differed from logic and mathematics in that (Points : 5) 4. (TCOs 2 8) Edgerton counters the theory of distinct. MIDTERM VERSION 2 LAS 432 Week 5 Midterm Version 2 1. (TCO 1) In the Neolithic Revolution, the growth of communities was a result of 2. (TCO 1) Francis Bacon argued that scientific method differed from logic and mathematics in that 3. (TCOs 2 8) Edgerton counters the colbert list 2014, theory of distinct successive technological. they should simulate his techniques to preach the introduction essay, messages to non-believers. One of the most influential Christian Missionaries in history was St. Francis Xavier. Among his most significant contributions to his missionary past were his accomplishments in India, Southeast Asia and colbert list, Japan.
Born in 1506. What I Have Learned About America Education. “Knowledge is papers4you power,” the English philosopher Francis bacon declared 400years ago. I totally agree this sentence, as I am a student, I find out that I think knowledge is unlimited. After I read the article from colbert book 2014, Ho and Hirsch, I understood that there are many different learning methods. Both creativity. as a part of philosophy. Aristotle based his conclusions concerning the mental life of man on observation and experience.
Francis Bacon emphasized deductive reasoning. Sir Francis Galton who faltered mental lists and the study of individual differences and of Charles Darwin, half-cousin to Galton, who. Francis Bacon Bacons ideals were based on essay fruits the total reformation of traditional thought. This theory, titled The Great Instauration rooted its basis in colbert list 2014, the assumptions that everything that has been claimed as knowledge in as product coursework evaluation, the past is wrong, and the human mind is completely capable of exceeding. Thoughts of Francis Bacon About Love. Of Love The 'Essays' of Francis Bacon are the first in book list 2014, date of classics of English prose, in 10000 for term papers, proper sense of the book list, term. They are used as class-books almost as much of Shakespeare's plays. No one in English literature has ever written a greater number of essays packed with striking formulas and. Some people have concluded from this fact and from Shakespeare’s modest education that Shakespeare’s plays were actually written by paper, someone else— Francis Bacon and report book list, the Earl of Oxford are the two most popular candidates—but the support for this claim is overwhelmingly circumstantial, and the theory is not. ?The Life of Francis Bacon Francis Bacon was born in London in 1561 and as product coursework evaluation, died 1626. Colbert Report 2014? He ended up being a great philosopher, an author, and as product coursework, the inventor of the inductive method, also known for advancing the scientific method.
He was the second son of Sir Nicholas Bacon and Lady Anne Cooke Bacon . Lady Anne. Revenge or Madness All of It Makes You Crazy. literary work. Revenge is avenging the wrongful death of someone was a normal practice in Elizabethan times. Hamlet takes it to another level. Hamlet gets so rapped up in 2014, seeking vengeance for the death of his father he forgets about other aspects of coursework papers4you, his life. In his pursuit for revenge he accidentally. Tutorials Visit: ( http://www.studentsoffortunes.com/ ) (Product Description) TCO 1) The Neolithic Revolution was a result of (TCO 1) Francis Bacon argued that scientific method differed from logic and mathematics in that (TCOs 2 8) Rapid urbanization in Britain during the 19th century. Sir Francis Bacon Sir Francis Bacon was born January 22, 1561. He died April 9, 1626. Report Book? He was an English essayist, lawyer, statesman, and philosopher . He had a major influence on writing my bachelor thesis the philosophy of science.
When he was 12 years old, he began studies at report book Trinity College, Cambridge. In 1576 he entered. Revenge and vengeance are basic tools of in research, human instinct. Whether society chooses to accept or blind itself to book this fact, it is an indisputable truth. Francis Bacon examines this truth in malaysia, Of Revenge , a view of society and list, literary characters that reflects the strive for vengeance. However, Of Revenge.
LAS 432 Midterm Exam 3 Sets 100% Correct Answers. com/downloads/las-432-midterm-exam-3-sets-100-correct-answers/ Description: (TCO 1) The Neolithic Revolution was a result of (TCO 1) Francis Bacon argued that scientific method differed from logic and mathematics in that (TCOs 2 8) Rapid urbanization in Britain during the 10000 ideas, 19th century. Revenge Is A Harmful Action Against A Person Or A Group. ? Revenge is a harmful action against a person or a group. It is characterized as a form of justice, seeking or taking vengeance for oneself or another person by colbert book list, retaliating in response to a grievance. Essay Fruits? Within the colbert list 2014, short declaration Of Revenge by my bachelor thesis, Francis Bacon he describes the self-destructive nature. English philosopher Francis Bacon once said ‘Knowledge is Power’, a terse quote unlike the rest of his rather abstruse works.
Although this quote has a degree of absolute truth in it, the report book list, methods to obtain knowledge are really personal. As an avid reader, I cannot deny there are many other ways other. “About Revenge ” Revenge and writing my bachelor, anger are emotions that affect humans in their lives and will ultimately lead them nowhere. This is 2014 seen in ideas for term, Bacon’s article “About Revenge ”, literature of the world, and someones personal experiences. In Bacon’s article “About Revenge ”, he reveals his personal opinion. History and Religion Images of report book list, Divinity CHAPTER THREE: SCIENCE Rosie Mestel, Of Mice and Men: We’re Quite Similar, Genetically (Keynote) Francis Bacon , Sphinx, or science Mary Shelley, from Frankenstein Charles Darwin, from The Origin of Species and The Descent of Man Stephen Jay Gould, Introduction. American Revolution were different from each in the way social class interacted during the time of help and demand. Bacon's recounts and misdeeds was how Bacon depicted his wants to His Majesty. The demands from the colonist during the American revolution were much more subtle and introduction essay, thought out. Even though Bacon's. “What relationship, if any, do these ‘isms’ have to the sorts of environmental problems and issues of lifestyle that are discussed in Brown’s Plan B 4.0: Mobilizing to colbert report list Save Civilization, and Crocker’s Consumption, Population, and papers4you, Sustainability: Perspectives from Science and book list, Religion?” The second question.
Hamlet- Revenge Shakespeare’s Hamlet, quite possibly the greatest and most popular play in the history of the paper, English language, contains a plethora of themes, the most famous of which is revenge . Shakespeare weaves the concept of revenge into every act of the famous drama; from the demand of revenge by. Francis Bacon , a leading proponent of natural philosophy and scientific methodology, was an English lawyer, philosopher and scientist. Having written highly influential works on law, state and religion, politics and colbert, science, Bacon was an early pioneer of the scientific method who created “empiricism”. that females showed an interest in a greater number of careers and my bachelor, exhibited more gender-role flexibility in their career aspirations than males ( Francis , 2002; Mendez Crawford, 2002; Wahl Blackhurst, 2000). Colbert List 2014? Female Heads of Household The number of single parent families headed by women rose from.
The Spanish Tragedy established a new genre in English literature theatre, the revenge play or revenge tragedy. Its plot contains several violent murders and includes as one of its characters a personification of Revenge . The Spanish Tragedy was often referred to, or parodied, in works written by other. was conscious of my bachelor thesis, his inferiority. This is report book 2014 a passage (from the work of Francis Bacon called “Of Travel”, written in 1615) that the English travellers know “by hearth”. 2 Francis Bacon - Of Travel This passage speaks about Francis Bacon’s ideas about problem, travelling. Colbert 2014? He advises people that want to go to. Understanding Stalking in the Virtual World. who sent the email and that the sender’s email address was not valid. Essay? Eventually, they discovered that the message was sent in an attempt to seek revenge . The Office of Violence Against Women, a division of the Department of Justice, also that it was time to investigate this crime stating that they. ?Sir Francis Bacon : Greatest Contribution of the 17th Century I am an English philosopher, statesman, scientist, jurist, orator, and author.
With all of colbert report book 2014, those professions how could one not possibly adore me? From little detail one could start picking up that I am multi-talented. Indeed I am a renaissance. Denotation and Francis Bacon Revenge. outcome. Read the Francis Bacon essay below and answer the questions. Of Revenge by Francis Bacon Revenge is a kind of wild justice; which the more man's nature runs to, the more ought law to weed it out. For as for essay malaysia the first wrong, it doth but offend the list 2014, law; but the revenge of that wrong putteth. ? In The Four Idols, Francis Bacon deliberates on theories of what necessarily views in the way of a human using the truthful way of coming upon a decision.
Bacon have faith that there are four misrepresentations that holds general public from recognizing what they must understand: the idols. Vinci 4 Socrates 4 Confucius 5 Biography of coursework papers4you, Michelangelo Buonarroti 5 Ferdinand Magellan 5 Miguel de Cervantes 6 Shakespeare 6 Bacon 10 Descartes 11 Newton 12 Rousseau 12 Kant 13 Washington 14 Watt 16 Jefferson 17 Adam Smith 18 Goethe 19 Beethoven 20 . particular impressed Jefferson; Francis Bacon , John Locke, and colbert book list 2014, Isaac Newton. A visitor to Monticello today can see the busts of these three, deemed his “Noble Trinity.” Bacon , Locke and Newton were men whose thoughts and writings particularly influenced the young Virginian. From Bacon , he learned to replace. some of the many claims and theories regarding the Shakespeare identity controversy, and point towards a few facts which seem to indicate that Sir Francis Bacon was the real author behind Shakespeare's work. More than twenty thousand books and problem in research paper, articles have been written about the identity problem regarding. Tutorials Visit: ( http://www.studentsoffortunes.com/ ) (Product Description) TCO 1) The Neolithic Revolution was a result of (TCO 1) Francis Bacon argued that scientific method differed from logic and mathematics in that (TCOs 2 8) Rapid urbanization in Britain during the 19th century. Brett Whiteley and colbert book 2014, Francis Bacon Essay Question: Discuss the way Whiteley’s work; ‘Self Portrait in the Studio’ 1976, and Bacon’s ‘Figure in Movement, 1976’ show two very different approaches to practice. Child Observation Essay? How have these artists used gesture, colour, and form differently in these works to report book explore totally.
Heroes by Robert Cormier Key Themes. brings out the best in them and they adore him. Even at the end he is still making Francis feel better about himself, and prevents him from becoming a murderer. Writing? Is this more or less heroic than his war record? Francis is something of colbert report 2014, a peacetime hero as well – by becoming table tennis champion and beating. ?OF REVENGE : A CRITICAL APPRECIATION SUBSCRIBE “OF REVENGE ” is a masterpiece of Bacon who in the eyes of Hugh Walker is: First of English essayists, as he remains for papers4you sheer mass and weight of book 2014, genius, the greatest. ” “OF REVENGE ” is a testimony of Hugh Walker's statement. It contains counsels civil. LAS 432 Midterm Exam 3 Sets 100% Correct Answers. com/downloads/las-432-midterm-exam-3-sets-100-correct-answers/ Description: (TCO 1) The Neolithic Revolution was a result of (TCO 1) Francis Bacon argued that scientific method differed from malaysia fruits, logic and report book list 2014, mathematics in that (TCOs 2 8) Rapid urbanization in Britain during the 19th century. metaphor of the prisoners, and the philosophical opinion in essay, that the allegory is supposed to represent, hence presenting us with the colbert 2014, allegory itself.
Francis Bacon opens his essay, Idols of the Mind by showing the reader that exploration, testing, and reason combined is the only way to truly gain knowledge;. LAS 432 Week 5 Midterm Exam Set 1 100% Correct Answers. com/las-432-week-5-midterm-exam-set-1-100-correct-answers Product Description (TCO 1) The Neolithic Revolution was a result of (TCO 1) Francis Bacon argued that scientific method differed from logic and mathematics in that (TCOs 2 8) Rapid urbanization in Britain during the 19th century was. literary masters. Literary works are the inspirations from writers’ hearts. William Shakespeare and his plays, Francis Bacon and papers4you, his philosophy, the colbert report 2014, poetry by William Wordsworth and Percy B . Shelley and the novels by Thomas Hardy and Mark Twain, they displayed to me the fruits, sharp and colbert, unique observations.
of people to villages because(Points: 5) (TCO 1) In the Neolithic Revolution, the paper, growth of communities was a result of (Points : 5) (TCO 1) Francis Bacon argued that scientific method differed from logic and mathematics in that (Points : 5) (TCOs 2 8) Edgerton counters the theory of distinct successive. Francis Bacon : A Moralist Bacon is report book list not a true moralist. His morality is a saleable morality. He is essay malaysia fruits a moralist-cum-worldly wise man. Bacon appears as a moralist in his essays, for he preaches high moral principles and lays down valuable guidelines for human conduct. Some of his essays show him as a. upon kings and princes, but eventually came to be seen as favoring free republics over monarchies (Rahe 2006, 1). Machiavelli in turn influenced Francis Bacon (Kennington 2004, chapt. 4[page needed]), Marchamont Needham (Rahe 2006, chapt.
1[page needed]), James Harrington (Rahe 2006, chapt. 1[page needed]). University Wit and one of the most important figures in the development of English drama. He was born in 1558, six years before Shakespeare and colbert report book list 2014, Marlowe to Francis Kyd, a citizen and scrivener of London. Ideas Papers? In 1565, Kyd entered the Merchant Taylor’s School where Edmund Spenser and Thomas Lodge were at different times. Pieces of Idea on the Merchant of colbert book list 2014, Venice. The Image of Shylock A He is a usurer, practices a dirty profession and hates a noble Christian who lend out child money claiming no interest. Colbert Report Book? B . He is hesitant because of lack of trust to others.
C. He is essay hypocritical and cunning. He devices a trap to win over Antonio. D. He is a joykiller. LAS 432 Midterm Exam 3 Sets 100% Correct Answers. com/downloads/las-432-midterm-exam-3-sets-100-correct-answers/ Description: (TCO 1) The Neolithic Revolution was a result of (TCO 1) Francis Bacon argued that scientific method differed from logic and mathematics in that (TCOs 2 8) Rapid urbanization in colbert report 2014, Britain during the as product design coursework, 19th century. Revenge is a Dish Best Served Cold Blog Response. ? Revenge is an intriguing part of humanity because it is often a judge of character. The spontaneous reaction of someone towards the person who wronged them, whether to seek revenge or choose to turn the other cheek, reveals one’s character.
Situations in where we are mistreated can also be viewed as. DaCosta 1. On Saying “Please”: A. Book? G. Gardiner 2. Ideas? A Bachelor’s Complaint of the colbert book, Behaviour of Married People: Charles Lamb 3. Of Studies: Francis Bacon 4. Principles of Good Writing: L. A. Hill 5. Albert Einstein at in research paper School: Patrick Pringle 6. The Future is Now: A Zest for Living: Walter . The Concepts of Methodology in the Theories of colbert list, Aristotle, Bacon and Descartes. thought ever since. Malaysia? He even defines linguistic categories in his On Interpretation, such as nouns, verbs, affirmations, simple propositions etc. Report 2014? Francis Bacon on the other hand, as he claimed, “has taken all knowledge to writing thesis be his province”.
His ambition was not merely to master all knowledge, but to make.